Your Financial Future - May 13, 2020

Your Financial Future Corporate earnings are being reported by some of the country’s largest and best known companies. They are dismal as should be expected considering all of the stay at home orders. It is hard for executives to give actual predictions of earnings going forward. Today Disney announced huge losses as would be expected […]


Your Financial Future - April 3, 2020

Your Financial Future The economy has been affected by this pandemic like no event before. The crisis was caused by a virus, not a financial crash like 2008. This has become a financial crash, and we will have to deal with recession. You cannot shut down many of the businesses in the country and avoid […]


RETIREMENT ALERT - January 7, 2020

Your Financial Future             On December 20th, the SECURE Act became law. It makes the biggest changes in American retirement in over a decade. While most of the changes were good, there are some provisions which could cause major issues for some retirees.  We discussed how this bill passed in the House of Representatives earlier […]


Your Financial Future - November 11, 2019

Recently the average FICO score hit an all-time high for Americans. FICO is the most used credit score in the country. The average score is now 706. FICO scores can range from 300 to 850. A good score is usually above 700. People who have a score above 760 are considered excellent. Credit scores are […]


Your Financial Future - October 9, 2019

When preparing for retirement, it is important to understand the money cycle. Most people think there are only two parts to it, when there are really three parts. While you are working, you are in the accumulation phase. You are paying down major debts such as a mortgage and student loans.             You are hopefully […]